No agent, no commission

Homes for sale by owner

Every home here is listed by the person who owns it. Ask your questions directly, tour on your schedule, and keep the 6% in the family.

Why buy directly from the owner

When there is no listing agent between you and the seller, you get answers from the person who actually lives in the house — what the roof cost, when the HVAC was replaced, which windows stick in August. Negotiations move faster and the commission that would have left the deal stays in it, usually split between a lower price for you and more net for the seller.

How a Mississippi FSBO sale usually works

Most for-sale-by-owner closings here run through a local real estate attorney or a title company in Columbus or Starkville. The buyer orders their own inspection, the lender orders the appraisal, and the attorney handles the deed, title search and closing statement. Owners on FSBO.ms handle showings themselves, so reach out early — weekends fill up fast.

What to ask before you make an offer

Ask for the age of the roof, HVAC and water heater, the last twelve months of utility bills, any flood or termite history, and whether the property is in a historic district — many older Mississippi neighborhoods are, which affects exterior changes. Owners are required to give you a Mississippi property disclosure statement.

Homes for Sale — frequently asked questions

Do I need a real estate agent to buy a for-sale-by-owner home in Mississippi?
No. Mississippi does not require a buyer to be represented by an agent. Most FSBO closings in Mississippi are handled by a local real estate attorney or title company who prepares the deed, runs the title search and produces the closing statement.
How much does selling by owner save?
A traditional listing usually costs 5–6% of the sale price in commission. On a $300,000 Columbus home that is $15,000–$18,000 that stays in the deal, typically split between a lower price for the buyer and more net proceeds for the seller.
Can I still get a mortgage on a FSBO home?
Yes. Lenders treat a for-sale-by-owner purchase exactly like an agent-listed one. You will need an appraisal, a title search and standard closing documents, all of which the closing attorney coordinates.
What disclosures does a Mississippi seller have to provide?
Sellers must give buyers a Mississippi Property Condition Disclosure Statement covering known defects, systems, and issues such as flooding, termites or prior repairs.
How do I schedule a showing?
Message the owner directly from the listing page. Owners on FSBO.ms handle their own showings, so weekends and evenings fill quickly — reach out a few days ahead.

Common for sale by owner features

  • Hardwood floors
  • Updated kitchen
  • Primary suite on main
  • Fireplace
  • Fenced yard
  • Garage or carport
  • New roof
  • Storm shelter
  • Historic district
  • Pool
  • Workshop or shed
  • Screened porch